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AFC Happy Food

Who We Are


AFC Happy Food is an initiative focused on offering fresh, quality, and healthy food to consumers while creating opportunities for farmers and promoting sustainable agricultural practices.

AFC Happy Food is a strategic pilot initiative by Alliance Finance Co. PLC designed to transform and sustainably integrate Sri Lanka's agricultural value chain. The initiative responds to persistent inefficiencies in agri-distribution, including price volatility, post-harvest losses, and limited market access for smallholder farmers.

At the same time, urban consumers face rising costs and concerns over food safety and quality. The pilot phase has shown promising outcomes, particularly through direct farmer-to-consumer delivery models, improved price transparency, and positive customer acceptance. Also, The IFC's Climate Smart Agriculture Advisory will enhance supply side opportunities for the Happy Food project.

Our Vision

To transform Sri Lanka's agricultural landscape into a transparent, equitable, and zero-waste ecosystem where inclusive financial empowerment meets nutritional security.

Our Mission

Our mission is to establish a transparent, efficient, and direct farmer-to-consumer agri-distribution model that stabilizes pricing, eliminates post-harvest waste, and promotes organic cultivation. We actively champion rural livelihood resilience, female economic empowerment, and national climate-smart objectives through integrated financial inclusion.

Why Happy Food

Why Happy Food?

Fresh & Healthy

Fresh vegetables and fruits selected with quality and freshness in mind.

Supporting Farmers

Creating better market opportunities for local farmers.

Sustainable

Encouraging environmentally responsible farming practices.

Community Value

Creating positive value for customers, farmers, and communities.

Project Objectives

The scaled AFC Happy Food initiative aims to:
Ensure fair, transparent, and stable pricing for both farmers and consumers; strengthen rural livelihoods and contribute to community upliftment; and promote women's empowerment through active participation in agri-value chains.

Encourage the production and consumption of organic and healthy food

Enhance last-mile delivery efficiency and customer satisfaction

Enhance efficiency, reduce waste, and ensure traceability

Ensure direct alignment with national sustainability frameworks

Promoting long-term green economy growth & sustainability

The AFC Happy Food Project is strongly aligned with AFC's sustainability objectives as outlined in its long-term strategic plan, which emphasize inclusive finance, environmental stewardship, and community development. The project operationalizes these priorities by linking financial inclusion with real-sector impact in agriculture.

At a national level, the initiative supports the sustainable finance and green economy vision of the Central Bank of Sri Lanka, particularly its roadmap promoting responsible lending, climate resilience, and inclusive economic growth. By strengthening sustainable agriculture and improving supply chain efficiency, the project contributes to a more resilient food system.

Furthermore, the initiative aligns with Sri Lanka's commitments under the Nationally Determined Contributions (NDCs), particularly in:

Promoting climate-smart and sustainable agricultural practices
Reducing carbon footprints through shorter supply chains
Supporting rural adaptation and livelihood resilience

AFC Happy Food is more than a distribution initiative; it is a transformative platform that integrates sustainability, financial inclusion, and social impact. By scaling this project, AFC reinforces its commitment to responsible business practices and positions itself as a leader in sustainable agriculture financing.

Core Ethos

Our Core Ethos drives every aspect of our operations—from supporting local farming communities and ensuring peak agricultural freshness to safeguarding natural ecosystems for future generations.

Quality & Freshness

Fresh produce & careful selection
Quality handling at every step
"Freshness You Can Trust"
Quality & Freshness

Empowering Farmers

Support local farmers
Create sustainable market opportunities
"Growing Together" for community upliftment
Empowering Farmers

Sustainability

Protect soil health & ecosystems
Promote responsible farming & reduced impact
"Better Food, Better Future"
Sustainability

More options for your dream

AFC offers you a range of other financial solutions to meet your diverse needs. Click on your desired product below to find out more details…

Please note that due to rapidly fluctuating Interest Rates in the market, the Interest Rates are subject to change without notice and may not be the same on the date of Renewal. Kindly contact us on Marketing Hotline No: 1321 for current Interest Rates. ​

Get in Touch

For more information about Happy Food, please contact:

Chamal Dharmasena
Manager – AFC Happy Food

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