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AFC Hapannu

The AFC Hapannu Children’s Savings Account by Alliance Finance is designed to help children build a habit of saving while growing into socially and environmentally responsible individuals.

More than just a savings account, AFC Hapannu connects a child’s financial journey with a meaningful impact on nature and society - reflecting Alliance Finance’s Triple Bottom Line philosophy of People, Planet and Profit. One of the key purposes of AFC Hapannu is to educate children on holistic sustainability, helping to instill and reinforce strong environmental and social values during their formative years. This, in turn, nurtures a new generation of responsible adults who will contribute to the sustainable development of the nation. This is real investment with purpose.

Children with AFC Hapannu accounts will have a tree planted in their name at the AFC Hapannu Forest in Dulgolla, Kandy - Sri Lanka’s first forest created by children, dedicated to the future generations of the nation. This forest is also the country’s first public-private reforestation initiative, developed in partnership with the Department of Forest Conservation. Each tree represents a child’s contribution to building a greener future.

The AFC Hapannu account is also powered with the Hapannu Mobile App, which allows parents and children to view their geo-tagged tree, track its growth, and explore free educative and engaging content about the environment, wildlife and sustainable living.

The Hapannu Forest is part of AFC’s ‘One Million Trees for Unity’ project with over 1,022,447 trees planted across Sri Lanka.

Through AFC Hapannu, Alliance Finance aims to nurture a generation that understands the importance of saving, caring for the environment, and contributing positively to society - because true prosperity is built on good social and environmental balance.

The Benefits

  • Attractive interest rate
  • AFC Hapannu Mobile App with access to view and track the progress of their own geo-tagged tree.
  • Access to free sustainability educational content published through the App.
  • Periodic updates on the AFC Hapannu Forest and its progress.
  • Access to information on the environmental impact gained through the AFC Hapannu Forest.
  • Entitlement to participate in various AFC Hapannu social and environmental activities.

Eligibility and Other Info

  • A parent / Guardian with a child below 18 years of Age
  • Should be a Sri Lankan Citizen
  • Minimum deposit is 1000LKR
  • Withdrawals can do after 18 years old
  • Account will be automatically transferred to a Regular savings account at the age of 18 years to the Child.

Hapannu Circle Projects

Small hands taking responsibility today, growing a better tomorrow.

AFC Hapannu Circle project at Udappuwa

As part of the AFC Hapannu Children’s Savings Account, the latest AFC Hapannu Circle initiative was successfully carried out at Udappuwa Beach in Puttalam, bringing children together to take action for a cleaner and more sustainable environment.

AFC Hapannu Circle project at Ratnapura

As part of the AFC Hapannu Circle initiative, an environmental clean-up programme led by young account holders was conducted in and around the newly developed Bus Station in the New Town area of Ratnapura.

Every step we take today to care for our surroundings helps foster a generation that values nature, understands the importance of giving back to society, and contributes toward a more sustainable future.

AFC Hapannu Circle project at Koggala Lagoon

The most valuable gift our Hapannu received this Children’s Day.

Through the AFC Hapannu Children’s Savings Account, we believe saving is not only about preparing for tomorrow, but also about nurturing a generation that grows with a sense of social and environmental responsibility.

This Children’s Day, together with AFC Hapannu account holders and their parents, the AFC Hapannu Circle initiated a programme to plant over 300 mangrove saplings around the Koggala Lagoon. More than planting trees, the initiative gave children a meaningful opportunity to experience what it means to care for nature and become part of something that can benefit generations to come.


This was not only about planting mangroves, but also about planting the values of a sustainable generation!

AFC Hapannu Circle project at Alikota Ara Reservoir, Wellawaya

AFC Hapannu account holders, their parents, relevant government authorities and invitees came together through the AFC Hapannu Circle programme to successfully complete a water conservation project around the Alikota Ara Reservoir in Wellawaya, taking a small step towards creating a cleaner and healthier future. This project was conducted by the AFC Wellawaya branch and the team of Region 8.

At AFC, we believe that saving for a child’s future is about more than financial security. Through the AFC Hapannu Savings Account, we encourage children to grow with a sense of responsibility by caring for the environment, contributing positively to society, building sustainable habits, and understanding the value of giving back to their communities.

SAVING THE FUTURE, BY SAVING FOR THE FUTURE.

More options for your dream

AFC offers you a range of other financial solutions to meet your diverse needs. Click on your desired product below to find out more details…

AFC Hapannu Minor - Tier Interest

Criteria/ Slab
Interest Rate
A.E.R.
Rs. 1,000.00 to Rs. 10,000.00 6.00%
6.17%
Rs. 10,000.01 to Rs. 25,000.00 6.25% 6.43%
Rs. 25,000.01 to Rs. 500,000.00 6.75% 6.96%
Rs. 500,000.01 & Above 7.00% 7.23%

AFC Hapannu Minor - Gift Scheme

Criteria/ Slab Interest Rate A.E.R.
Rs.1,000/- 4.00%
4.07%
Rs.5,000/- 4.00% 4.07%
Rs.10,000/- 4.00% 4.07%
Rs.25,000/- 3.00% 3.04%
Rs.50,000/- 2.50% 2.53%
Rs.100,000/- 2.50% 2.53%
Rs.250,000/- 2.50% 2.53%
Rs.300,000/- or Above 3.00% 3.07%

AFC Hapannu - Thuru Ithurum

Criteria/ Slab Interest Rate A.E.R.
Rs.10,000/- & Above 7.00%
7.23%

Please note that due to rapidly fluctuating Interest Rates in the market, the Interest Rates are subject to change without notice and may not be the same on the date of Renewal. Kindly contact us on Marketing Hotline No: 1321 for current Interest Rates. ​

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Your questions and feedback are important to us. Just call us or drop us an email for all your inquiries and comments.

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