Skip to main content
search

Fixed Deposits

Navigate to the next section

As Sri Lanka’s oldest finance company, with a track record of serving four generations of Sri Lankans, we provide you peace of mind while rewarding you with very competitive rates on FDs, available in a variety of tenures ranging from 1 month to 60 months. You also have options to draw your interest monthly, biannually, annually, or at maturity. If you are a senior citizen (i.e., over 60 years), you will be eligible for a higher rate of interest.

Rest assured knowing that your hard earned savings are in trusted hands, whilst being rewarded with higher earnings to ensure that you stay financially empowered in the future.

View Interest Rates

The Benefits

  • Wide range of tenures – 1 month to 60 months FD facility with options to draw your interest monthly, biannually, annually or at maturity.
  • If you are a senior citizen (i.e: over 60 years) you will be eligible for a higher rate of interest.

For More Information

Resources

Sri Lanka Deposit Insurance Scheme Logo
Sri Lanka Deposit Insurance Scheme SLDIS FAQ Publication

More options for your dream

AFC offers you a range of other financial solutions to meet your diverse needs. Click on your desired product below to find out more details…

Fixed Deposits

Sri Lanka’s oldest Finance Company offers competitive FD rates, secure savings.

Regular Savings

AFC Savings offers higher interest rates, flexibility, and financial security.

Vehicle Leasing

Achieve your vehicle dreams with customized installment plans & eco-friendly options.

Gold Loans

Get instant cash for your gold jewellery with hassle-free Gold Loans.

Ran Ayojana

Turn your Gold Jewellery dreams into reality with AFC’s Ran Ayojana Loan.

Fixed Deposit Interest Rates

Fixed Deposit interest rate per annum with effect from 14th July 2026

Period
කාලය
காலம்		 Monthly
මාසික
மாதாந்திர		 A.E.R
වා.ස.පො.අ		 Maturity
කල්පිරිමේදී
முதிர்ச்சி		 A.E.R
වා.ස.පො.අ
1 Month - - 7.50% 7.76%
3 Months 8.00% 8.30% 8.50% 8.77%
4 Months 9.00% 9.38% 9.00% 9.27%
5 Months 9.00% 9.38% 11.40% 11.78%
6 Months 9.00% 9.38% 9.50% 9.73%
7 Months 9.50% 9.92% 10.50% 10.73%
9 Months 9.50% 9.92% 11.60% 11.77%
10 Months 9.50% 9.92% 9.75% 9.83%
12 Months 10.00% 10.47% 10.50% 10.50%
13 Months 10.25% 10.75% 13.12% 13.05%
15 Months 10.25% 10.75% 11.00% 10.86%
17 Months 10.50% 11.02% 12.75% 12.44%
18 Months 10.25% 10.75% 11.00% 10.72%
24 Months 10.25% 10.75% 11.75% 11.13%
27 Months 11.00% 11.57% 13.25% 12.30%
30 Months 10.25% 10.75% 12.25% 11.28%
36 Months 10.25% 10.75% 12.50% 11.20%
37 Months 12.00% 12.68% 14.50% 12.73%
48 Months 10.25% 10.75% 14.00% 11.76%
60 Months 10.25% 10.75% 14.00% 11.20%

Terms & Conditions

  • Promotional deposit schemes are not eligible for any special interest rates other than the published rates.
  • Senior Citizens are entitled to an additional 50 basis points (0.50%) above the published rates for term deposits with a tenure of one year or more, where applicable/if requested.
  • For this purpose, Senior Citizens shall mean individuals who are 60 years of age or above at the time of accepting or renewing the deposit.

At Alliance Finance Company we are here to help you.

Your questions and feedback are important to us. Just call us or drop us an email for all your inquiries and comments.

Call Us Today